Financing or Lease a Vehicle near Gloversville, NY
Here at our Jeep, Dodge, Ram and Chrysler dealership near Gloversville, NY, we do our best to ensure every customer who walks through our doors has the opportunity to drive home in the new or used vehicle they desire. No matter if you’ve selected a Chrysler, Jeep, Dodge or Ram, we can work with you to ensure you get the loan or lease you need to fit it into your budget. If you’re not sure which option makes the most sense for you, our expert financing team will work with you to help you make that decision. Once you do, they’ll carefully outline the terms for you. If you’re leasing, we’ll make sure you’re on a contract that matches your lifestyle. If you’d rather finance your vehicle so you can eventually own it, we’ll talk to our variety of lenders to get you the best rate possible.
You can get started with the financing process by filling out our financing application online. Once you do, we can start working with our lenders to find your ideal payment plan. If you’re in the earlier planning stages and you simply want to know how much your dream car might cost on a monthly basis, use our payment calculator. You’re also welcome to give us a call or stop by with questions. We’re here to help you in every way we can!
Sales: (518) 843-3333
Sales & Finance Hours
|Monday||9:00 AM - 8:00 PM|
|Tuesday||9:00 AM - 8:00 PM|
|Wednesday||9:00 AM - 8:00 PM|
|Thursday||9:00 AM - 8:00 PM|
|Friday||9:00 AM - 8:00 PM|
|Saturday||9:00 AM - 7:00 PM|
|Sunday||10:00 AM - 5:00 PM|
Use our free online appraisal tool to estimate the value of your trade-in, and our online payment calculator can help you find out what you can afford. When you are ready to buy or lease, you can fill out our quick online financing application, and our finance experts at Fuccillo Chrysler Jeep Dodge Ram will help guide you through the rest of the process.
Buying vs. Leasing
Deciding whether to buy or lease a new Chrysler, Jeep, Dodge and Ram can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.